About Us
Benefits of Unimutual
- Specific to the higher education and research sector
- Controlled and owned by members
- Protection tailored to members' specific needs
- Stable
- Competitive
- Access to a network of university risk management expertise
- Not-for-profit
- Surpluses may be returned to or used for the benefit of the membership
A cost-effective alternative
Unimutual provides a cost-effective alternative to insurance. Members experience continuity of the protections provided and the absence of extreme flucuations commonly experienced in the traditional insurance market.
Supluses generated by the mutual are of direct benefit to members. Surpluses may be invested in retaining a greater proportion of risk, thereby generating savings for members on the cost of risk transferred to the commercial market, and /or may be returned to the membership as protection years are closed - i.e. when claims liabilities have been extinguished.
Members have access to invaluable professional development and networking opportunities to equip staff with the latest skills and knowledge relevant to university risk management and transfer, through Unimutual's events and newsletters.
View our Financial Services Licence Conditions statement regarding Mutual Discretionary Products.
